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 Basic Analysis of a Community Bank’s Financial Statements (BASIC)

 

This one and one-half day course is excellent for all those interested in community bank financial statements - internal and external accountants, and auditors; finance and treasury personnel; regulators; and others.

 

The course revolves around the financial statements of a hypothetical community bank.

 

Each line on the community bank’s balance sheet and income statement is reviewed. The composition of the underlying items supporting the amounts on each line is discussed in detail.

 

Bank products and services and how they affect the financial statements are analyzed.

 

Specific examples of discounts on investments, unearned interest income on loans, provision and allowance for loan losses, etc. are illustrated and discussed.

 

A section on the effective and efficient us of bank ratio analysis is also provided.

 

The course brings the financial statements to life.

 

Auditors and accountants new to banking are especially aided by this course.

 

Category: Banking - Accounting